On receiving an enquiry, we will arrange an initial meeting which can be at our offices, your home, or your place of work. The purposes of the initial meeting would be to establish whether we are able to assist with your needs and objectives and to discuss the fees for our services should we be instructed to proceed. There is no charge for this initial meeting and no obligation on either side.
We charge a fee of £199 for our services, although this only becomes payable upon completion of the mortgage – if the purchase falls through then no fee is payable. This fee is a one-off, lifetime fee, and will cover any future work we do for you.
We will typically receive a procuration fee from the lender we place your mortgage with, and this will be fully disclosed at application stage. This fee is paid to remunerate us for the arrangement and processing of the mortgage.
If we arrange insurance, we will usually be paid a commission by the provider but once again, this will be fully disclosed at application stage.
We do not charge VAT on our fees.