Buy To Let Mortgage

What is a buy to let mortgage?

A buy to let mortgage is for people buying a property to rent out, rather than to live in themselves. The loan is based on expected rental income as well as your finances.

How it works

Lenders typically assess the potential rental income to ensure it covers the mortgage payments. Deposit requirements are usually higher, often 20–25% of the property’s value.

Why choose this mortgage

• Build a long-term property investment portfolio
• Generate regular rental income
• Specialist products for individuals and limited companies

How we can help

We’ll guide you through tax considerations, lender requirements, and help secure the most suitable mortgage for your rental plans.