New Build Mortgage

What is a new build mortgage?

A new build mortgage is for buying a newly constructed property, often with special conditions from lenders.

How it works

• Developers usually set strict exchange deadlines
• Lenders may require a larger deposit (often 10–15%)
• Some mortgages are linked to new build schemes or incentives

Why choose this mortgage

It gives you access to products tailored for new build homes and helps meet the tighter timescales developers set.

How we can help

We’ll find lenders comfortable with new build properties and manage the process quickly to keep your purchase on track.