Poor Credit Mortgage

What is a poor credit mortgage?

A poor credit mortgage is designed for people with less-than-perfect credit histories. Lenders may still offer options if you can show you can afford repayments.

How it works

Lenders will check your credit file, income and deposit size. You may need a larger deposit or face higher interest rates, but options are available.

Why choose this mortgage

• Get on the property ladder even with past credit issues
• Specialist lenders willing to consider different circumstances
• Chance to improve your credit rating over time

How we can help

We’ll be upfront about your options, match you with lenders who are open to your situation, and guide you towards rebuilding your financial profile.