Self Employed Mortgage

What is a self-employed mortgage?

A self-employed mortgage works like any other, but lenders look carefully at your income and accounts to check affordability.

How it works

• Most lenders ask for 2–3 years of accounts or tax returns
• Some may accept just one year of trading history
• Income proof may include SA302s, tax overviews, or company accounts

Why choose this mortgage

It allows self-employed borrowers to buy or remortgage using income that might not fit standard employment models.

How we can help

We know which lenders are more flexible with self-employed applicants and will help you present your accounts in the best way.